Know What Your Business Is Worth
— In Minutes, Not Months
Three-approach valuation methodology following AICPA SSVS No. 1 standards. Dual-AI consensus verification. Market multiples calibrated against published transaction data. Professional PDF reports starting at $399.95.
DUAL-AI CONSENSUS ENGINE
Two Models. Independent Analysis. One Verified Conclusion.
Every VEMLogic valuation is independently computed by two AI models. Each analyzes your financial data, applies the three standard valuation approaches, and arrives at its own value conclusion. When both models converge within a defined tolerance, the report delivers. When they diverge, the report is held for human analyst review before reaching your inbox. This is a genuine structural safeguard — not a marketing claim.
INSTITUTIONAL METHODOLOGY
Three Approaches. Weighted by Your Business.
Income Approach
Capitalization of earnings using the build-up method. Discount rate components — risk-free rate, equity risk premium, size premium, industry risk premium, and company-specific risk premium — sourced from Kroll Cost of Capital Navigator. Company-specific risk assessed through a structured 5-factor scorecard, not subjective judgment.
Market Approach
Comparable transaction analysis using SDE, EBITDA, and Revenue multiples. Multiples constrained by a NAICS-indexed lookup table built from Pepperdine Private Capital Markets data, 20+ completed professional valuations, and EDGAR fairness opinions. Every multiple is sourced and cited.
Asset Approach
Adjusted net asset value. Weighted appropriately by business type — 0% for pure service businesses, 20-30% for asset-intensive operations. The engine applies the right weight automatically based on your industry and financial profile.
Approach weighting is not arbitrary. The engine applies default weights by business type — service, manufacturing, distribution, retail, professional practice — and adjusts based on the financial characteristics of your specific company.
STRUCTURED RISK ANALYSIS
Five Factors. Documented. Repeatable.
Company-specific risk premium is the single most subjective input in any valuation. VEMLogic replaces guesswork with a structured 5-factor scorecard that documents and quantifies each risk driver independently.
Owner Dependency
0–2%
How dependent is the business on a single owner or key person?
Customer Concentration
0–2%
What percentage of revenue comes from the top customers?
Revenue Predictability
0–1.5%
How recurring, contractual, or seasonal is the revenue base?
Competitive Position
0–1%
How defensible is the business against competitors?
Financial Record Quality
0–1%
How clean, complete, and auditable are the financial records?
Total company-specific risk premium ranges from 0% to 7.5%, applied to the discount rate in the Income Approach. Every factor is scored, documented, and visible in your report.
QUALITY ASSURANCE
Three-Gate Quality Audit
Automated Validation
Automated validation rules verify every calculation against expected ranges, industry norms, and mathematical consistency.
Dual-AI Cross-Examination
Two independent AI systems each perform analytical checks on the valuation. Neither knows what the other concluded. Discrepancies trigger human review.
Consensus Verification
The system measures variance between independent AI conclusions. Reports achieving consensus within threshold are delivered. Divergent cases are routed for expert human review.
YOUR REPORT
27+ Pages of Defensible Analysis
- Executive Summary with value conclusion
- Three-approach valuation analysis with full methodology
- 11-KPI scorecard with NAICS industry benchmarks
- Complete Value Conclusion Matrix: Asset Sale, Equity, Enterprise, and Liquidation values
- DLOC/DLOM analysis for minority interests (when applicable)
- Structured risk assessment scorecard
- Financial normalization analysis
- Industry benchmark comparisons
- Data source citations throughout
- NAVIS CVS validation statement
THE PROCESS
From Data to Report in Five Steps
Select Your Tier
Choose the valuation package that fits your needs — from a focused value conclusion to a comprehensive narrative analysis with deal modeling access.
Complete the Intake Wizard
Guided intake collects company information, three years of financial data, and supporting documents. Draft auto-save lets you complete at your own pace.
Dual-AI Processing
Your data enters the Dual-AI Consensus Engine. Two models independently compute your valuation using all three approaches. Typically 5–10 minutes.
Quality Gate Review
Automated mathematical verification confirms every computation. Reports where the two AI models diverge are flagged for human analyst review.
Download Your Report
Professional PDF report delivered to your secure dashboard. Full methodology documentation. Cited data sources. Ready for the deal table.
VALUATION PACKAGES
Institutional Methodology. Main Street Pricing.
Essentials
Core Three-Approach Valuation
- Three-approach valuation (Income, Market, Asset)
- Dual-AI consensus verification
- 11-KPI scorecard with industry benchmarks
- Value conclusion matrix (Asset Sale, Equity, Enterprise, Liquidation)
- DLOC/DLOM analysis (when applicable)
- Structured 5-factor risk assessment
- Professional PDF report
- NAVIS CVS validation
Professional
Calculation of Value Report
- Everything in Essentials
- Detailed narrative analysis with enhanced benchmarking
- Value Modeler access (12 months) — interactive scenario modeling
- Enhanced industry comparison analysis
- Priority processing
Value Acceleration Plan
The Complete Package
- Everything in Professional
- One-on-one planning session
- Exit readiness assessment
- Value enhancement roadmap
Traditional Calculations of Value from accounting firms typically cost $3,000–$10,000+ and take 2–6 weeks. VEMLogic delivers institutional-grade methodology at a fraction of the cost and time.
WHEN TO USE VEMLOGIC
Built for These Transactions
- M&A transaction support (buyer or seller side)
- SBA 7(a) loan — change of ownership financing
- Business broker listing price
- Buy-sell agreement valuations
- Strategic planning and exit planning
- Goodwill allocation
- Partner buyout negotiations
- Business insurance coverage assessment
Important: VEMLogic reports are Calculations of Value following AICPA SSVS No. 1 standards. They are not certified appraisals, not USPAP-compliant valuations, and are not appropriate for IRS tax compliance (estate/gift tax), Section 409A stock option valuations, litigation support, divorce proceedings, or fairness opinions. When a certified appraisal is legally required, engage a credentialed appraiser.
INSTITUTIONAL DATA SOURCES
Grounded in Published Market Data
Kroll Cost of Capital Navigator
Risk-free rate, equity risk premiums, size premiums, and industry risk adjustments
Damodaran Online (NYU Stern)
Industry betas, margins, multiples, and cost of capital data across 228 NAICS-indexed benchmarks
Pepperdine Private Capital Markets Project
Cost of capital surveys, required rates of return, and private transaction data (2022-2025)
RMA Annual Statement Studies
Industry financial ratio benchmarks and composite data via completed professional valuations
IRS Statistics of Income
Industry profit margins, asset ratios, and financial benchmarks from federal tax data
SEC EDGAR Fairness Opinions
Comparable transaction data sourced from publicly filed fairness opinions
VEMLogic is not affiliated with or endorsed by any of the above organizations.
YOUR DATA IS PROTECTED
Security You Can Verify
AES-256 Encryption
All data encrypted at rest using AES-256 standard encryption.
TLS 1.3 in Transit
All data encrypted in transit using TLS 1.3 protocol.
Box Enterprise Cloud
Document storage on Box enterprise infrastructure with audit logging and access controls.
Secure Processing
Financial data processed in isolated sessions. No data shared between customers. No data used for AI model training.
EXPLORE THE PLATFORM
Continue Your Analysis
Value Modeler
Continue your analysis with interactive deal modeling. Stress-test deal structures, model exit scenarios, and plan value acceleration using your actual valuation data.
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Explore Brownfield Due Diligence →Ready to Get
Your Valuation?
Three approaches. Two AI models. Published market data. Delivered in minutes.